As if that news weren’t bad enough for Philly fans, wait until they hear this: Even though the NBA offers contract insurance to teams for situations just like this one, the 76ers won’t see a penny of that money. Why? They knew about Embiid’s injury before drafting him (the star’s fracture was discovered just days before the draft, eliminating his chance of becoming the over-all number one pick) so his right foot is excluded from the insurance.
That means Philly will have paid Embiid $9 million to sit on their bench for two full years. Were the injured foot not excluded from their insurance policy, they could expect to collect about 60% of his contract value ($5.4M) that would at least help soften the blow.Gambling on foot fractures is a risky business, especially with pro-athletes who put so much strain on already-damaged bones in their attempts to make a comeback on the court. Whether or not the 76ers will ever get a performance out of Embiid remains to be seen but, right now, this Houston podiatrist is not feeling too hopeful for the young player.