Along with a new year comes a new insurance deductible. The end of the year is always a busy time for a medical office, since everyone tries to get what they need to get done during the current insurance year. Come January 1, it all resets.
The deductible is a way for the insurance companies to share liability. For instance, for a plan with a low deductible, you would expect higher monthly premiums. Conversely, for plans with a higher deductible, you would likely have lower monthly premiums. Generally speaking, you are going to pay one way or another.
If you have any questions about your health plan, we would be happy to review it with you. It is important to us that you understand your benefits to make sure we can work together and provide the care you need to solve your foot and ankle problems.